Mortgage Vintage, Inc. a direct hard money lender that originates and funds business purpose loans for real estate investors and business owners. All Mortgage Vintage loans must be secured by California real estate.
- We will lend up to 70% LTV of the combined cost of the land and construction, not to exceed 60% ARV. Funds Control required on construction funds.
- If borrower owns the land, we will lend up to 25% of the land value and 70% of the construction cost, not to exceed 60% ARV. Funds Control required on construction funds.
- Rates starting at 9.99% – 11.75%
- Owner Occupied – Ok!
- Loan amounts from $50k – $2.5M+
- Cash-out or rate and term refinance
- Under 12 months with Balloon – Interest Only
- 2+ points plus Underwriting & Valuation
- Construction Funds – 70% of Construction Costs
- Max LTV on After Repair Value – 60%
- Low FICO – BK – NOD – Foreign Nationals – Self Employed – Ok!
Why Mortgage Vintage, Inc.?
- Quick Turnaround – Professional Service
- Easy Loan Submission, Quick Turnaround, 3-7 Day Funding
- Fast, Flexible and Transparent Loan Process
- Funding Based on Committed Terms
- Se Habla Español
Sandy MacDougall – (949) 632-6145 – firstname.lastname@example.org