Borrower wanted to downsize and purchase 13 Sally Ann Road. SFR in Orinda, CA with cash plus a 1st TD on subject property and cross- collateral property located at 86 Hillcrest Drive, Orinda, CA.Subject Property is a 3 bed/2 bath, 2,221 s.f. SFR sitting on a 19,110 s.f. lot in heart of Glorietta, Orinda, one of the best neighborhoods in the entire San Francisco Bay . The Cross Collateral (his current home that was to be listed for sale) is located within the same neighborhood and is a two story 2,625 s.f. SFR with 5 bed/4 bath sitting on a 16,000 s.f. lot, which Borrower plans to sell within 11 months. Both properties are within close proximity award winning schools with easy access to Hwy 24. Borrower is self-employed.